A former HBos banker behind a £245m swindle has been ordered to pay back just £130,000.
Banker Lynden Scourfield, 56, forced struggling clients to use the services of his friend David Mills, 62.
Mill charged exorbitant 'consultancy' fees and expenses while running companies into the ground.
Scourfield's rewards included lavish gifts, hospitality, and romps with high-class hookers - he even kept a stash of viagra in a rented flat to fuel his orgies frenzies with porn star Suzie Best.
Scourfield, from Reading, admitted conspiracy to corrupt, money laundering and four counts of fraudulent trading last August and was jailed for 11 years in February 2017.
David Mills, 61, his wife Alison Mills, 51, Michael Bancroft, 74 and John Cartwright, 73, were variously convicted of offences including corruption and fraudulent trading last year.
Mills was jailed for 15 years, Bancroft was jailed for 10 years, Cartwright for three-and-a-half years and HBos banker Mark Dobson, 56, received four-and-a-half years.
Alison Mills was sentenced to three-and-a-half years.
The gang returned to Southwark Crown Court for a hearing under the Proceeds of Crime Act.
Scourfield was said to have personally made £681,494.68 from the scam but he was given three months to pay back just £131,332.92 or face another 18 months behind bars in default.
The figure included £9,637 worth jewellery bought for his wife on the Mills’ Amex card.
Dobson was ordered to pay back £43,043.82 in three months but there was no default because he has the funds available.
Cartwight was said to have taken around £134,000 from the fraud but will repay just £640 because he has no other realisable assets beyond a car number plate.
Bancroft, David Mills and Alison Mills will face a two week confiscation hearing on 29 April 2019 where the prosecution are expected to try and claw back millions of pounds.
Prosecutor Brian O'Neill had earlier told the court the bribes "took the form of money transfers, birthday parties in Barbados and Thailand, expensive gifts, use of an American Express card for personal spending, unauthorised and inappropriately lavish hospitality, luxurious foreign travel and sexual encounters with high class escorts".
He authorised eye-watering loans to high-risk clients from his HBos office in Reading, regardless of their ability to repay, and ordered them to engage with Mills' bogus company Quayside Corporate Services (QCS).
The QCS 'consultants' - Mills, his wife Alison, 53, Michael Bancroft, 75, and John Cartwright, 72 - creamed off millions to fund the purchase of property across Europe, birthday bashes in Thailand and Barbados, trips to Ascot, and a yacht.
When the firms went into administration, Mills seized what assets were left and transferred them to his sham companies The Sandstone Organisation and Knightingale Investments.
HBos had to write off £245m from Scourfield's toxic loan book after the rogue banker's flagrant scam between 2003 to 2007.
The bank, once the UK's biggest mortgage lender, suffered a devastating collapse during the 2008 credit crunch - and taxpayers were left to foot the £20.5bn bill.